The Internet of Things (IoT) refers to the way everyday physical objects can be connected to the internet and be controlled by other devices. We’ve already seen IoT coming into our homes and lifestyle with smart devices such as fitness and health monitors, light bulbs, fridges and thermostats linked up and controlled through our smart phones and TV sets.
But what impact will IoT have in our financial lives? Apple Pay, one of the newest applications of the IoT in financial services, has certainly raised the bar, creating a seamless transaction and a very slick customer experience. It’s an area where we expect to see more development, especially as more compatible devices and tools come to market.
Of course, while all this is impressive stuff, cybersecurity inevitably takes on a whole new dimension with privacy being a major concern.
How far can fintech embrace The Internet of Things? And how can we protect against vulnerabilities?
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